By Tony Heywood
 So you have received the child trust fund voucher from the government and chosen the supplier of your child trust fund account. So how do you make the investment grow into a decent amount over the 18 years it has to mature?
I have listed the top ten tips for ensuring that you keep the child trust fund is regularly topped up.
Make your payments by direct debit.
If you set up a direct debit from your bank account on a monthly basis you will quickly get used to the money not being in your account. You will hardly notice it is missing.
Increase the payments in line with your pay.
When you get a pay rise then increase the payments you make into the trust fund. Even if it is only a couple of pounds a month it will help keep the savings closer to the cost of living.
Look after the pennies.
Collect up your small change in a bottle, jar or piggy bank. The money soon mounts up and you |
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Because I see children, I am often asked questions about parenting. Some are very specific, asking about how to handle a behavioral issue like anger or doing homework. Other times, the questions are more general and it feels like the parent is looking for my approval. Without actually asking the question, they are wondering, “Am I doing it right”, “Will my child be harmed because I work?” or here’s what Tommy or I did in response to this situation- “Are we normal?” It seems that our ideas of good parenting are shaped by many different influences. Of course , our parents’ ideas of parenting shape our own but things were so different when we were children that it is hard to compare. Men weren’t expected to be as involved, if they were involved at all and fewer women were in the workforce. Society shapes our ideas of what is expected now but messages may be mixed depending on one’s social or economic surroundings. At times, especially with middle class families, parenting feels like a competition. My child got into this school or plays this sport competitively or is in |
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The famous Swiss psychologist Carl
Jung spoke of the human shadow which can be loosely defined as those parts of
ourselves that we pretend are not there, that we hide from others, and that we
do not want anyone to know about. Like
our literal shadow, those inner secret parts follow us all the time. Sometimes we get hints that they are there,
but most of the time we do not see them.
Being aware of our shadows can give us some power over them and allow us
to learn how they work against us.
Examples of shadows might be inner thoughts
such as “I am not attractive,” “I am not
worthy,” or “I do not need or want anyone close to me in my life.” If we are not aware of how they work, shadows
can lead us to undermine our best intentions.
A shadow-based thought might sound like: “Since I believe I am not
worthy of being loved, I will give you a reason to reject me. I will unconsciously sabotage our
relationship because it hurts less if I do it myself.”
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By Ivaylo77
 Can you find the ability to accept the facts? Do you find it easy to admit to yourself when something bad happens. Because this is a very important quality. Only when you say "Well, this happened. Now what?", you will become unstoppable. Because you are always doing your best in the present moment instead of seeing yourself as a victim of the curcumstances.
If you learn how to accept the things in your life, you will become happier about your life. Your relationships will improve, your job performance will follow. Everybody enjoys spending time with people who are comfortable about themselves.
Basically the skill of accepting can be divided into 3-4 subskills. Can you change yourself and your life if you see a reason to do so? Do you accept who you are regardless of what other people might think of you? Can you accept people for who they are without having the need to change them? Do you feel comfortable when some big change in your life happens?
If you answered yes to even one of those questions, your life is already |
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By Jimmy Cox
 It is the universal experience that the quality of the counselor's own personality is the most influential factor in any form of genuine counseling, and it is therefore of some value to consider and to try to formulate the most desirable qualities of personality and the most helpful attitudes of the counselor in counseling.
We may remind ourselves at the beginning that interviewing and counseling are, or should be, reciprocal relationships between two people "for the benefit of one." Counselor and client will each have their share of the universal endowment of conscious and repressed feelings; of prejudices, vulnerabilities, uncritical assumptions about life and about people, habitual attitudes and emotional needs.
Any of these may be stirred up in the emotional interaction inseparable from counseling. Unless the counselor has some awareness of his own inner qualities and vulnerabilities and a reasonable control of them, his own emotional reactions may well intrude into the counseling relationship to such an extent and intensity as to ruin the counseling.
Among the many personal qualities that are generally sought in the initial selection of |
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